Elements 5 Investment Management

Elements 5 Investment Management

David B. Schram, JD, CFP®, CIMA®, AWMA®
New Jersey



Elements 5 Investment Management will work with clients remotely. Elements 5 offers comprehensive wealth management, investment management, and financial planning.

Compensation methods accepted
Assets Under Management (AUM)
Fixed fee based on assets or financial circumstances.

Required education for senior advisors in the firm
Advanced education in Finance or a related area
CFP® (Certified Financial Planners)
CFA® (Chartered Financial Analyst)
JD (Juris Doctor)
CIMA® (Certified Investment Management Analyst)

Link to SEC/state registration:

David B. Schram
Elements 5

As an attorney for over 20 years, I’ve been giving advice to clients to help them solve complex legal problems to achieve an outcome that they desire. I started my own financial planning and investment advisory firm to continue doing the same, just in a different area that I love, respect, and am truly fascinated by, and without having obligations to anyone else but to my clients.

There is a real impact on clients when they receive complete, objective advice and solutions crafted in their best interest, including all of the relevant information. They are able to make informed decisions about how they want to use the advice or how to instruct their adviser on its implementation. We think this gives clients the greatest probability of achieving success in reaching their goals.

Elements 5 Best Practices
Elements 5 Investment Management’s ADV Part II